I quit! I resigned from my job.

I actually was a little nicer about it than that, but I did it anyways.

Working for someone else, gave me the opportunity to learn more about myself ..again. I realized that I am more than they could offer me. I am that person who notices and calls out the things that are not working properly, as I am one who prefers to work efficiently. However, I am also not the one to just complain about it without having a solution. Just like many other places before this one, they were not ready to make the necessary changes and I had no choice but to leave.

When it comes to any work I always consider the customer first and foremost and to me, a customer is potentially anybody and that includes all employees.

When you first arrive at a new job, you can quickly notice how the leader is, just by the way the staff acts. You can see how long people stay and why they stay. Once you’re inside the circle of being one of them you soon see the true colours. You hear what is never said in front of the paying customers. The complaints, the concerns and the little whispers of help that are too dim to be noticed. What an employee says about working where they do says a lot about the leadership and the values of the organization.

I was reminded of my own values at this particular place, I was reminded that I have some and that they are good ones. I was reminded not to just listen to the words spoken, but to witness the actions taken. The actions of those who have been lead thus far.

We are being reflected back no matter where we are in the world and no matter what it is that we are doing. What you notice is inside of you. Whether you see it in a person or a company, you can only ever notice it because it’s in you to begin with.

It’s to wake you up to change and heal it.

As women we are cultivated as little girls to surrender to our male encounters. We are shown repetitively to never express self-pride, but to cheer on the boys who will grow into a man. As they are also only ever able to show anger as an acceptable emotion. This is the beginning of women searching for our value outside of ourselves. This is where we allow the outside world to determine our worth and to silence those of us who declare more for ourselves.

Ladies, we must learn, come together as a sisterhood to support one another in growing our value system. Stop asking for permission, stop chasing a seat at the table…build your own. Set the standards and be the example you wish you saw when you were that little girl. There is one right now staring at you wondering what you will do next.

I am moving to our new house next week and that is so exciting! I love moving, I love changing things up, and I love to start fresh! Another thing I am compelled to do is be a mentor/guide/coach – whatever term you want to use, to women all over the world who are going through personal struggles. Who feel alone, who don’t feel worthy, who are at a crossroads and don’t know which path to take. I have been there, and that is why I must help them to grow and tend to their own self-pride. 

Ladies we all can use a little more self-pride. So, join our community. Not only to be inspired, but to be supported in your journey with your life renovation. This is my passion and my calling because I know that life is meant to be easy and can be so much better.

As a result, learn how to let go of someone else’s beliefs. Create your own. How many of us are still hanging onto someone else’s beliefs that were, willingly or not, handed over to us and we forgot to set it back down?Are you still holding on to your past? Learn how to let go of it. We must lead by example, we don’t need a fancy career and wear money on the outside to look like a leader. No. That’s how we got here in the first place.

Your life is an example, for the next generation. To all the little girls looking up to you in awe.

You set the stage for your life. Is it one you are proud of? Do you have a plan? A direction? Does your circle of friends and family reflect your life today and the future to where you want to go?

If not, go to renovate-yourlife.com and facebook.com/renovateyourlife and learn how today. 

Take action, you’ve waited long enough. Prince charming isn’t coming to rescue you, he’s stuck in a story book. Take control of your life. If you feel like you still need more support, life coaching is also available. One on one guidance, confidential but to the point. A direct approach to your renovation process. 

Life is easy, or it should be. We are here to explore every colour in the rainbow. Every emotion, create experiences, cultivate relationships, alter your environment for your life, your way..today. 

Looking forward to meeting you soon. 

You matter and the world needs you.

The Loneliness Epidemic
Have your heard of this and do you think it’s a real thing today?
Here’s a theory I have. I believe it is a real thing and it’s scarey as heck. We are more disconnected than ever before but more disconnected from ourselves. Even though we have multiple ways of connecting, quicker, easier to just about anywhere in the world. But here’s the problem.

We don’t share authentically..and We have not caught up to the speed of technology yet.

Think back to when we use to take a picture. Typically it was a fancy thing and we had to go to a studio and have out portrait taken by a professional. We got all dressed up. Or your picture might of been taken by someone at a party, a special event. Then you had to wait for the pictures to be developed and once they came back to you. You went through them and would only showcase the good ones. 
Well we do the samething today, and we only show the good ones. Back in the day, we were living socially more open, we socialized more in person and stayed close to family etc.We knew what was going on, and what was happening in the neighbourhood.

Today this is not the case, we barely know our next door neigbours, Today we keep our doors locked and windows dark. Our families are not living near us at all and we only share time with them online or for special occasions.

I think this is why we have more crimes, more homelessness and on and on it goes. We care more in a way, and we have more ways of reaching out but less connections that are real.

We miss the perfect person behind the perfection we see everywhere. 
This is may even be why seeing a homeless person is difficult..we don’t know how to handle it and know that it could be us. They just couldn’t keep the mask up like the rest of us.

When you are wanting to change your life, are you also changing your environment?
What does your home say about you?
What about your transformation to and from work?
Your workplace, is it a place you enjoy?

Taking a look at these is very important. If you are wanting to stop an addiction you remove the addiction from your life. But what about as you change yourself, you age as times goes on do you also change the environment around you?

We all go through changes in our lives, but what can you change? Are you holding onto things out of guilt or pressure from family and friends? Are you keeping things in your life just out of habits?

I love changing my own environment and I think it is one of the key factors in creating lasting change in your life. First is to assess your home, the space around you. If you like it, then move on. If not then you must figure out what it is that you really want in your life. Does the space around you lift you up and make you happy? If not, then list the things you want for your home.

I have always moved, and transformed my space around me to suite my needs at the time. I am not afraid to get rid of things but I also keep the things I love and use. Most of the things in my home have multiple purposes. I love function and being efficient and always keeping in mind safety. And lastly beauty, the space will look beautiful because it works for my life today, not twenty years ago.

Create lasting change in your life by creating the space you want to be in. Stop avoiding your life and live your life today.

All this month we are sharing our home.
We are sharing how we live. What keeping a home means to us.

Welcome to our home.
All this month I am sharing my home & how we live in it. How I deal with clutter & staying organized, storage solutions.
I am talking about our environment & why it’s so important, how it sets up for success in our life or tears us down.

When I talk about environment, it means more to me than what we normally think of and this thing we need to save and yes I know it’s important and does need us to help it out and yes we do need to care more about it but we also need to look at the immediate environment that surrounds us. I am talking about our home the building in which you live in as well as your work place and even including your car or how you get to work.

We’ve all heard you are the result of the five people who hang around with the most but I am also saying you are the result of your immediate environment as well.

If you start your day hitting the snooze button and over sleeping every day and when you do get up you struggle to find the things you need to get out the door quickly, then we can all agree on that you are not starting your day very successfully. Success to me means, success in life not just in business and money. But success for your own life.

All this month I will share how my husband and I share our home. How we keep things neat and organized and safe for all. ( I am big on safety)

I never use to be like this. I actually grew up quite the opposite and perhaps that’s why I am like that now. It took me some time to get it and there are still days I struggle with it. Yes the laundry piles up, and the sink gets filled with dishes, and there are even days where I can’t find something I need. But thankfully I have more good days.

I also love having my space being fully functionable for me and my family. The space has to work for how we are going to use it. I have changed living rooms into bedrooms, and bedrooms into closets.

I have set up over twenty homes from a sprawling ranch bungalow to an upper condo, and basement apartments. Reorganized multiple business in a variety of industries to become more efficient and make more money.

Creating a home that rises to greet you as soon as you open the door, being welcomed with the first few steps inside. Having your space work for you, having the security of knowing it is safe but also looks beautiful. Your home needs to be a reflection of who you are. If you want to change your life, start with your environment. Welcome.

Do you feel like you’re downing in debt and can’t catch your breath? Has this been going on for a long time? Are you life lines being cut off? Do you fear homelessness? It seems most of us are living on the edge and just one paycheck away from being on the streets. It can happen to just about anybody.

I take this topic very seriously and I know there’s no quick fix but I know there is a fix. This is why I create Renovate-Your Life in the first place. To not only give hope and a pray but to help set up yourself for who you really want to become. We are not our circumstances, that is what happens to us when are striving to become a better version of us. Life is not all roses, and happy times, no, life is not a fairy tale. We need the balance to help remind us which direction we need to be going in. Life is working for us not against us.

Sometimes hanging on is all we can do but you have to be hanging onto something that is worth it. You my dear are worth it.

We have become a world in search of something but get distracted by what someone else wants me to see. This is why so many are lost. I say look up, look up to the light, look up to the eyes that are looking at you. See the smile from that one person who truely loves you. You matter and losing money is not the end of the world, it’s just an ending in a chapter of book that has many more chapters. Notice the things that money cannot buy. Start by looking in the mirror and see the mirror you are.

What really is money?
Money is just a tool and it magnifies who you really are.
I believe this to be true and it makes me completely understand why not many are actually happy with the amount they have. It completely makes sense that not many are rich. It’s as if we really know this to be true but complain about it as much as we can.

The more money you have the more you are exposed.
Not many of us really want to be too exposed. And this could also be the reason why even more complain and point out the flaws of those who do have money.

Do you really want more money? Are you ready to be exposed as much as you are wishing for? We are the ones who actually give it it’s power. Without use it is meaningless.
Think about it, what makes it grow are zero’s which are empty.

We only spend our money on how we see ourselves. Another way of putting this is what we “Pay” our attention onto. We are spending our attention like it doesn’t matter.
Take an inventory of your life. What would you like to change? Are you happy where you are? Do you spend your attention with intention or are you doing so in a fog?
Look at your life seriously, how much longer can you keep going on like this?
What’s your money really saying about you?

Here are 10 steps to get you out of debt and on the right track towards your dreams

Step 1
write down the amount you made last year and subtract the what you have today in the bank account. Take a look at that number. You have to know the truth.

Step 2
Print off the last 3 months of your banking transactions.

Step 3
Write down all the income you’ve brought in and add them up.

Step 4
a) hi-light all the restaurants you spent money on.
b) hi-light in a different colour all the food you spent money on. * this is ONLY grocery money *
c) hi-light in a different colour necessities (ie: toilet paper, shampoo, tissues, feminine products)
d) hi-light in a different colour auto payments that come out every month
e) Add up each colour for each month and divide by 3 – this is your average.
Do you spend more than you make?

Step 5
Outstanding debt never makes anyone feel good.
a) Make a list of all the outstanding debt you have.
b) in one column write out the amount owing
c) second column write out the monthly payments
d) third column write down the interest rates

I know this may seem overwhelming but don’t give up. With everything in life those things that need change first need us to change and we need to adjust and that can be uncomfortable.
Life is not suppose to be comfortable.
First thing is to really look at this and see exactly what it is you’re dealing with. And know this, once you look at it, you don’t ever have to be there again. Everything you do is a choice and how you spend you money is just another choice.

Step 6
This is the Plan
Add up all of your outstanding debt. You want to be sure you’re making all your minimum payments and then the extra money you’re working for will go towards the amount that is the smallest.
Then once you have this one paid off, celebrate without spending money. Then the money you are putting towards it will then be going to the next outstanding debt. This is called snowballing your debt.

Contact the companies and tell them your plan and when you will be making your payments. You want to be working with them. You may negotiate for a lower amount depending on how much you owe and for how long it’s been. Sometimes this works but not always. They may want a lump sum so be prepared.
Call all the auto payments including your credit card and see about lowering your interest rate.

Step 7
Cut the FAT (Frivolous Actions Taken) This is where we need to trim up. Cancel anything you do not really need. Television, cell phones, cars etc. Anything that you do not really need. Get rid of it.

Step 8
Find More Money
This is where you are going find more money. Now if you’ve cut as much as possible and you’re still short then you have to increase your income.
Can you pick up extra shifts at work? Can you do a part time job on the side? Is there papers that need to be delivered in your area.
Here’s where the money is:
Take 15 minutes to do this.
Make a list of all the things you’re good at.
All the things you love to do.
Anything you have talent in.
I mean Everything. This includes walking, if you can.
Look at that list, give yourself a pat on the back. There’s more than you thought.

Step 9
Let’s find even more money.
Here’s some ideas:
Sell what you do not need or use. Clothing, electronics, furniture. You can sell online or in person.
Have a yard sale and sell the belongings you have that you don’t use.
Downsize your home into something that fits your current income.
Get rid of the big car, you can find one without payments. Sell it.
When shopping check out your local thrift store only if there’s something you need.
When grocery shopping try to do so in bulk. Price match and use coupons when available.

Step 10
You have a clear vision about what’s real when it comes to your money.
Now I am going to add one more here.
You also need an Emergency Fund!
I am serious. I’m sure your eyes just got really big and doubt crept back in. But hear me out. This is your own personal cushion and the just in case. This comes before you pay off your debts. You make your regular minimum payments but you put the extra you make into an Emergency Fund. At least until it gets to $1000.00. After you pay off your debt then your Emergency Fund should be 6 months worth of your expenses. Now that number’s a lot bigger.
This is ONLY for EMERGENCIES . Think about it, if your car needs repair and you need your car to get to work, what do you do?
You need to have the Fund and get it quickly.
You know the amounts, everything is written down and all payments are visible and set up to paid on time and for the correct amounts. You have additional sources of revenue coming and you have let go of things that were holding you back.








This month we are talking all things money. Where does it really go and how in the hell do we get more of? What is a budget and how to put things together. Also we’ll talk about the tough stuff. How do get out of debt and is filing for bankruptcy the only option. What happens after you do file.

It’s a new year and what better time than now to get your life back in order. Or is this really going to be the first time you will finally tell your money what to do instead of it just disappearing.
Too often we don’t know what our money is doing or where it goes. We just hold our breath until the next paycheck. But with employments options these days there’s nothing really secure even about that. Our jobs are not as secure as they use to be and things move pretty fast.

I have had plenty of money, saving, an emergency fund, investments and debt free but I have also been down and out where I was on government assistance and living off of hope and fear. Not able to purchase any gifts for Christmas. I’ve had to return items back to the bank because I wasn’t able to make my payments.

As with most things in life that seem to be embarrassing, we hide. We think we are the only one who is going through it. We think our problems will last forever, and then when we do get something good coming our way we feel fear that it may not last. It’s true nothing lasts forever but we can look in the right direction, we can set ourselves to succeed. We can set ourselves up to thrive and when we do fall down, learn from it and not allow it to destroy you. You don’t have to start all over, but you do have to start right from where you are.

Don’t be hard on yourself, together we can help one another. You are never alone. Money is important but there are more important things in life too.

I was out for my daily walk today. When I go out for my walks I never listen to anything other than what’s around me. I listen to the birds and to be fully aware of my surroundings. 

This morning while out I kept thinking I heard someone walking behind me. It’s winter here now and I could hear the snow, sand and salt being crushed beneath my feet as I walked on the streets. I also use walking poles to help with my posture and they make noise as well. I did not turn around as I didn’t want to disrupt my flow or fall and or twist my body. Also for some reason I find it difficult to make conversation with someone who’s walking behind you and if you don’t know them and maybe you don’t want to know either. 

But also there’s this fear element and it did go through my mind.  I could feel myself pick up my pace a bit. Not that I was in any danger, it was a residential street and I’m in a small town and it was day light.  But my heart beat was just a little stronger which could of been from my new quickened pace. And then I calmed down and thought to myself and smiled. This is how I feel about my past. 

You’re moving along in a new direction and feel confident, standing tall. Then out of no where you hear something, it distracts you and you end up putting all your focus onto the noise. The noise of your past. Sometimes I do what I did today…pick up my pace and keep moving ahead. 

Yes, I have tried to out run my past Then there are times when I stop and face it. I tell it to leave me alone. Yelling only gets me more upset but yes I’ve done that too. There are times I’l have an actually conversation with it and try to see what it’s doing. What does it really want from me. Ignoring is another one but that’s for a very limited amount of time as it gets louder. 

It’s sole purpose is to keep us alive and you’re reading this then it’s done a great job.

Accept it and thank it for doing such a great job. 

Remember its only function is to keeps you alive, it means no harm. And it only goes on facts. It is the record keeper of everything imagined or not. Real or fake, it keeps it all; just to keep you safe. 

In order to grow you have to  provide new facts for your past. Keep moving and do what you’re heart desires., listen closely to those whispers for those are your creator speaking you. 

Anyways this morning, I kept walking and eventually turned to verify a person was behind me but waited until I had to cross the street. And there was someone else and they were just walking home. as that is what we all are doing. But I so appreciated them walking home that way so I could have the material to write this piece.