This month we are talking all things money. Where does it really go and how in the hell do we get more of? What is a budget and how to put things together. Also we’ll talk about the tough stuff. How do get out of debt and is filing for bankruptcy the only option. What happens after you do file.

It’s a new year and what better time than now to get your life back in order. Or is this really going to be the first time you will finally tell your money what to do instead of it just disappearing.
Too often we don’t know what our money is doing or where it goes. We just hold our breath until the next paycheck. But with employments options these days there’s nothing really secure even about that. Our jobs are not as secure as they use to be and things move pretty fast.

I have had plenty of money, saving, an emergency fund, investments and debt free but I have also been down and out where I was on government assistance and living off of hope and fear. Not able to purchase any gifts for Christmas. I’ve had to return items back to the bank because I wasn’t able to make my payments.

As with most things in life that seem to be embarrassing, we hide. We think we are the only one who is going through it. We think our problems will last forever, and then when we do get something good coming our way we feel fear that it may not last. It’s true nothing lasts forever but we can look in the right direction, we can set ourselves to succeed. We can set ourselves up to thrive and when we do fall down, learn from it and not allow it to destroy you. You don’t have to start all over, but you do have to start right from where you are.

Don’t be hard on yourself, together we can help one another. You are never alone. Money is important but there are more important things in life too.

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